Matt Velline

Matt Velline is a highly experienced lending expert with over 20 years’ experience in the mortgage and real estate industry. He has been with Heritage Bank and its subsidiary, Physician Bank, for over two years. In addition to his work in lending, Matt is also a professional musician who tours internationally. He prioritizes both his family life and the pursuit of personal prosperity.

Matt currently resides in southwest Florida but is eager to work with clients from anywhere in the world. Known for his kindness and patience, Matt ensures that his customers understand the mortgage process and sets clear expectations with them.

What sets Matt apart from other loan officers is his real estate experience. As a licensed real estate agent, he takes a comprehensive approach to home-buying. This allows him to better relate to and advise his customers throughout their purchasing journey.
Working with homebuyers and effectively communicating the lending process comes naturally to Matt because he loves what he does and has the tools and experience necessary for a seamless home-buying experience.

“WHEN YOU HEAR SOMEONE GIVE YOU GLOWING REVIEWS AND REACH OUT TO YOU RELAYING WHAT A GREAT EXPERIENCE IT WAS AND THEN OFFER REFERRALS, THAT’S WONDERFUL IN ITSELF, BUT MY MANTRA HAS ALWAYS BEEN TO SEEK THE BEST FOR OTHERS AND FIND THE BEST IN YOU! THAT IS THE GREATEST REWARD.” – MATT VELLINE

Matt is always willing to go the extra mile to make someone’s day and ensure that things work out for his clients. He is a critical, diligent professional who devotes extra time to his clients. He sees his role as a trusted advisor, prioritizing their needs over making a sale.